Credit repair Houston is about reviewing your credit report and credit scores to increase credit scores prior to making a major purchase. To improve credit, look for questionable, incomplete, inaccurate, or outdated credit lines. For example, you may have a trade line not reporting a credit limit on one or more credit reports. This incomplete credit report would likely cause the credit score to be inaccurate.
Additionally , it is not uncommon to find inaccurate information on a credit report. One study conducted by US Public Interest Research Group (US PIRG) showed that 29% of credit reports contained serious inaccuracies (false judgments, false delinquency notices) that could result in denial of credit. Overall, PIRG found that 70% of reports had some type of error. Further, 20% of reports were missing creditworthiness information that would have assisted a consumer in obtaining credit. This results in lost jobs, denied mortgage applications, and higher interest rates for those who do obtain credit.