Improve Credit Score

Improve credit score and save money when borrowing. Let's look at the difference between a bad credit score and a better credit score below.

Tom went to buy a car and got turned down at the car dealership for a bad credit report with a low credit score. The car dealership was not able to finance him because of bad credit with a bad credit score below 600. He went down the street and bought at a "we finance here" car lot. Based on the interest charged he bought a car payment he couldn't afford. The point is to improve your credit score prior to a major purchase.

Tommy went to buy a car and got approved for financing but due to an error on his credit report, unknown to him at the time, he ended up paying a higher interest rate. Unfortunately, Tommy never knew, never was told, about this error and its impact on his credit report and his credit score. In this case, it was a small collection account. Apparently, a debt collection company had added a collection account to his credit report without his knowledge. He never got a letter in the mail, never got a phone call, never got notice whatsoever of an attempt to collect a debt. His first knowledge of the error was in the car dealership at the finance officers desk. While Tommy was appreciative of the finance manager pointing out the collection account on his credit report what the finance manager left unsaid was the lowest interest rate was no longer available to Tommy. Instead the finance manager was forced to charge a much higher interest rate. The point is to review your credit report prior to a major purchase.

Thomas went to buy a car, but prior to the major purchase he called Consumer Credit Capital and they reviewed his credit report with him and his credit score: For Free! What he discovered through the free evaluation after checking his credit report, that day on-line, he found a collection account that was not his. Within 24 hours Consumer Credit Capital prepared a credit dispute letter. Thomas mailed the credit dispute notifying the credit bureau of the error on the credit report. In this case the credit bureau investigated the credit dispute and sent a "credit bureau results of investigation" back to Thomas informing him they would not remove the collection account. Thomas forwarded the results of the credit investigation to his credit repair specialist and the credit repair specialists followed through with the credit repair plan and followed up with the creditor. At that point the creditor conducted an investigation and correctly updated the credit bureau to remove the account as it was reported in error. it was not his account. Shortly therafter, Thomas received a letter this time informing him they had deleted the collection account from his credit report. The point is focus on credit reporting and score prior to a major purchase is worth the effort.

Give your credit repair specialist a call for your free credit repair plan to improve credit score 877-879-1177