We fix Credit Scores.

When you apply for credit – whether for a credit card, a car loan, or a mortgage – lenders want to know what risk they'd take by loaning money to you.

Most lenders use credit scores to determine your credit risk. You have credit scores from three credit bureaus: Experian, TransUnion, and Equifax; the credit scores are based on your credit reports the credit bureaus keep on file about you. As this information changes, your credit scores tend to change as well. Your 3 credit scores affect both how much and what loan terms (interest rate, etc.) lenders will offer you at any given time. Taking steps to improve your credit scores can help you qualify for better rates from lenders.

 

The major drawback to credit scoring is that it relies on information in your credit report, which can contain errors. That's why it's critical that you check your credit reports annually, or at the very least three to six months before planning to buy a house or a car. That is where Consumer Credit Capital can really help. Let us address and correct any errors before a lender pulls your score..

Call now for your FREE evaluation.

Toll Free (877) 879-1177

 

Because your credit matters.

To demonstrate the savings that can be achieved with a better credit score let's look at the chart below. It figures an automobile purchase of $30,000. paid over 60 monthly payments, and reflects credits scores of 500, 540 and 580.

 

You can see that a better credit score gets a lower interest rate, lower payments and a lower final cost.

Home buyers need good credit.

Now let’s look at a home purchase. Figure $175,000 to be paid over 360 months (30 yrs). Compare the credit score results for 500, 540 and 580:

Notice the monthly mortgage payment starts at $1,574 for a 500 score, and drops to $1,458. with a 580 score. In other words, a difference of $41,739.00 over the life of this 30 yr loan.

Good credit saves money. We can help.

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